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Loans Eligible for
Student Loan Consolidation
Here is the list of student
loans that eligible to be consolidated .
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PERK - Federal Perkins Loans,
formerly Nations Defense/National Direct Student Loans
-
(NDSL)PLUS - Federal PLUS
(Parent) Loans *
-
SCON - Subsidized Federal
Consolidation Loans
-
UCON- Unsubsidized
Federal Consolidation Loans
-
SLS - Federal
Supplemental Loans for Students (formerly Auxiliary Loans to Assist
Students (ALAS) and Student PLUS Loans)
-
SS - Subsidized Federal
Stafford Loans & Guaranteed Student Loans (GSL)
-
DSS - Direct Subsidized
Stafford Loans, DUS - Direct Unsubsidized Stafford Loans
-
DPLUS - Direct PLUS
Loans, DUCON - Direct Unsubsidized Consolidation Loan, including Direct
PLUS
-
Graduate Federal PLUS
Loans
-
Federally Insured
Student Loans (FISL)
-
Federal Consolidation
Loans (if you have an additional loan that is eligible for consolidation)
-
Health Education
Assistance Loans (HEAL)
* Parent Federal PLUS
Loans taken out on a dependent's behalf can be consolidated with the
existing eligible student loans of that parent. Parent Federal PLUS Loans
cannot be consolidated with the dependent's student loans
Loan consolidation allows you to make one monthly payment (instead of
several payments to different lenders) to extend the term of your loan and
reduce your monthly payments. It's a repayment option worth exploring.
Speak to your lender regarding loan consolidation and finding the repayment
option to suit your current financial needs.
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